DISCLAIMERS AND TERMS OF USE

Covenant Wealth, LLC (“Covenant”) is a registered investment adviser located in Buffalo, New York. Covenant and its representatives are in compliance with the current registration and notice filing requirements imposed upon registered investment advisers by those states in which Covenant maintains clients. Covenant may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements.  Accordingly, the publication of Covenant on the internet should not be construed by any consumer and/or prospective client as Covenant’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation, over the internet.  Furthermore, information on this website should not be construed, in any matter, whatsoever, as the receipt of, or a substitute for personalized individual advice from Covenant.  Any subsequent direct communication by Covenant with a prospective client shall be conducted by a representative that is registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of Covenant please contact the United States Securities and Exchange Commission on their website at www.adviserinfo.sec.gov. Investment products and services are not FDIC Insured, are not a deposit or bank guaranteed, are not insured by any Federal governmental agency, and are subject to investment risks, including possible loss of the principal invested.  A copy of Covenant’s current written disclosure statement discussing Covenant’s business operations, services, and fees is available upon request by contacting us at 716-534-5480 or emailing crosenecker@covenantwealthny.com.